How To Legally Erase Up to 60% of your Credit Card Debt

I found this article on howlifeworks.com
Every adult you know has some kind of debt, as people we love to shop and spend money we do not have, and place on a credit card because its quick and you can pay it back later. As long as i can remember, everyone told me to not get a credit card, and if so use it right or else you will end up like the rest of the world. I have always been one of those people that only learn by doing, so of course i have a few credit cards. As a girl i have a little bit of a shopping problem like the rest of us haha. I made the choice to get student credit cards, this only allows you to have a low limit. I would suggest the same for anyone else.
The article states credit card companies have become more understanding to the fact that most Americans do not have the money to pay back what they owe. All depending on your financial situation credit card companies will often reduce interest rates, waive fees and penalties, or even erase or "forgive" up to 60% of your debt.
It entertains me that debt collectors will call you all day like the boy who is obsessed with, and now they have "turned over a new leaf" and is calling to as, what can you afford to pay? I am very glad to see that they are putting their self in other peoples shoes. For anyone have this problem you can go to http://www.debtreliefcenter.com/ and see what kind of options they give you!